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Affirm

0% FINANCING AVAILABLE

Pay over time for your new smile!

Affirm & INSTAsmile have teamed up to offer easy financing - without a catch.
There are no gimmicks like deferred interest or hidden fees, so the total you see at checkout is always what you'll actually pay.

• Quick & Easy
Your Affirm account is created using your name, email,mobile phone number, date of birth and last 4 digits of SSN. This combination helps Affirm verify and protect your identity.

• Simple Checkout
Checkout is easy, just select Affirm and enter some basic information for an instant loan decision.

• Safe & Secure
There's no card number to steal, so your account stays secure.

• You're In Control
Pick a loan that fits your budget - choose to pay off your purchase over 3, 6, or 12 months.

• Instant Decision
Once your loan is confirmed, we can process your order immediately.

Choose 3, 6, or 12 monthly payments

Affirm designed its loans to offer you flexibility and control over your budget. Affirm offers rates from as low as 0-30% APR based on your credit. Actual rates will be shown at checkout.

Subject to credit check and approval. Down payment may be required. For purchases under $100, limited payment options are available. Estimated payment amount excludes taxes and shipping fees. Affirm loans are made by Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC. See www.affirm.com/faqs for details.

Get Started

Real People, Real Support

Affirm has a dedicated team in San Francisco at Affirm HQ, ready to answer your questions and help out however they can.

FAQs

What information does Affirm require?

  • You must be 18 years or older (19 years or older in Alabama or if you’re a ward of the state in Nebraska).
  • Provide a valid U.S. or APO/FPO/DPO home address. Buy with Affirm is not currently available to Iowa or West Virginia residents.
  • Provide a valid U.S. mobile or VoIP number and agree to receive SMS texts.
  • Provide your full name, email address, date of birth, and the last 4 digits of your social security number to help us verify your identity.

How do I pay my bills?
You can pay your Affirm bills online at www.affirm.com/pay They accept payment by debit card, bank transfer and check.

Does Affirm perform a credit check?
Yes, when you first create an Affirm account, Affirm perform a 'soft' credit check to help verify your identity and determine your eligibility for financing. This 'soft' credit check will not affect your credit score.

Why was I prompted to pay a down payment with a debit card?
Affirm tries hard to approve every purchase but sometimes can't approve the full amount. When this happens, Affirm provides a debit card down payment option so that you may still complete your purchase right away.

Why was I prompted for a checking account?
Affirm sometimes requires additional information to consider a credit application. Such information may include an active checking account, which helps Affirm verify your identity and your ability to repay the requested loan.
If they prompt you for this information but you are unable to provide it, Affirm will be unable to approve your credit application.

Get Started

For more information contact Affirm at [email protected] or by calling 855-423-3729.

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